See your real net paycheck in Sioux Falls for 2026. Break down federal tax, Social Security, and Medicare, then view weekly, biweekly, and monthly take-home pay.
Last updated: May 2026 · Data: U.S. Census, BLS, IRS, state and city sources
Sioux Falls median household income: $68,000 · Avg 1BR rent: $1,000/mo
South Dakota has no state income tax, so the only taxes withheld from a Sioux Falls paycheck are federal income tax and FICA. South Dakota has no state income tax and no corporate income tax. The state relies on sales tax and tourism-related revenue. Combined with low property taxes, South Dakota is consistently ranked among the most tax-friendly states.
| Gross Salary | Annual Take-Home | Monthly Take-Home | Effective Tax Rate |
|---|---|---|---|
| $40,000 | $34,178 | $2,848 | 14.6% |
| $60,000 | $50,248 | $4,187 | 16.3% |
| $80,000 | $64,666 | $5,389 | 19.2% |
| $68,000 | $56,224 | $4,685 | 17.3% |
| $120,000 | $92,773 | $7,731 | 22.7% |
| $160,000 | $120,113 | $10,009 | 24.9% |
Single filer, standard deduction, no pre-tax deductions. Estimates only.
Sioux Falls is the largest city in South Dakota and a major financial center, drawn by the state's lack of usury limits and income tax to host credit-card and banking operations (including Citibank's), along with healthcare, food processing, and retail.
| Local Metric | Sioux Falls (2026 estimate) |
|---|---|
| Metro population | 200,000 |
| County / jurisdiction | Minnehaha County |
| Cost of living index (US avg = 100) | 90 |
| Regional living wage, single adult | $19.50/hour |
| Regional living wage, one earner supporting a family of four | $39.50/hour |
| Applicable minimum wage | $11.20/hour |
| Average rent, 1-bedroom | $1,000/month |
| Average rent, 2-bedroom | $1,250/month |
| Median home price | $310,000 |
| Median household income | $68,000/year |
| Combined sales tax rate | 6.2% |
| Effective property tax rate | 1.15% of value/year |
Local figures are 2026 estimates compiled from U.S. Census and Zillow housing data, and city and county sources. Verify current figures before relying on them.
On a $68,000 salary (single, standard deduction) in Sioux Falls, estimated take-home pay is roughly $56,224/year. With median household income near $68,000 and average 1-bedroom rent of $1,000/month, housing alone can take a large share of net pay.
Federal income tax and FICA (Social Security 6.2% up to $176,100, Medicare 1.45%) apply to every worker. There is no state or local income tax in Sioux Falls, so workers keep more of each paycheck.
Sioux Falls does not impose a city income tax. Your paycheck reflects only federal tax and FICA.
For the 2025 tax year filed in 2026, the federal standard deduction is $15,000 (single) and $30,000 (married filing jointly). This calculator applies it before computing federal income tax.
Contribute more to a pre-tax 401(k) or 403(b), use an HSA or FSA, and claim eligible deductions. These reduce federal income tax, though most do not reduce Social Security or Medicare.