See your real net paycheck in Middletown for 2026. Break down federal tax, state income tax, Social Security, and Medicare, then view weekly, biweekly, and monthly take-home pay.
Last updated: May 2026 · Data: U.S. Census, BLS, IRS, state and city sources
Middletown median household income: $95,000 · Avg 1BR rent: $1,450/mo
Delaware levies a state income tax (2.2% to 6.6%) that comes out of every Middletown paycheck on top of federal tax and FICA. Delaware has no sales tax and is famous as a business-friendly incorporation state. The Court of Chancery specializes in business law, making Delaware the preferred state for corporate formation nationwide.
| Gross Salary | Annual Take-Home | Monthly Take-Home | Effective Tax Rate |
|---|---|---|---|
| $40,000 | $33,178 | $2,765 | 17.1% |
| $60,000 | $48,138 | $4,011 | 19.8% |
| $80,000 | $61,392 | $5,116 | 23.3% |
| $95,000 | $70,955 | $5,913 | 25.3% |
| $120,000 | $86,860 | $7,238 | 27.6% |
| $160,000 | $111,560 | $9,297 | 30.3% |
Single filer, standard deduction, no pre-tax deductions. Estimates only.
Middletown is one of the fastest-growing communities in Delaware, in the rapidly suburbanizing southern part of New Castle County, with an economy built on distribution and logistics centers, retail, and a large commuter base serving Wilmington and the Philadelphia and Baltimore regions.
| Local Metric | Middletown (2026 estimate) |
|---|---|
| Metro population | 25,000 |
| County / jurisdiction | New Castle County |
| Cost of living index (US avg = 100) | 106 |
| Regional living wage, single adult | $21.00/hour |
| Regional living wage, one earner supporting a family of four | $42.50/hour |
| Applicable minimum wage | $15.00/hour |
| Average rent, 1-bedroom | $1,450/month |
| Average rent, 2-bedroom | $1,750/month |
| Median home price | $380,000 |
| Median household income | $95,000/year |
| Combined sales tax rate | 0% |
| Effective property tax rate | 0.6% of value/year |
Local figures are 2026 estimates compiled from U.S. Census and Zillow housing data, and city and county sources. Verify current figures before relying on them.
On a $95,000 salary (single, standard deduction) in Middletown, estimated take-home pay is roughly $70,955/year. With median household income near $95,000 and average 1-bedroom rent of $1,450/month, housing alone can take a large share of net pay.
Federal income tax and FICA (Social Security 6.2% up to $176,100, Medicare 1.45%) apply to every worker. Delaware state income tax (2.2% to 6.6%) also applies in Middletown.
Middletown does not impose a city income tax. Your paycheck reflects federal tax, Delaware state tax, and FICA.
For the 2025 tax year filed in 2026, the federal standard deduction is $15,000 (single) and $30,000 (married filing jointly). This calculator applies it before computing federal and state income tax.
Contribute more to a pre-tax 401(k) or 403(b), use an HSA or FSA, and claim eligible deductions. These reduce federal and Delaware state income tax, though most do not reduce Social Security or Medicare.