See your real net paycheck in Columbia for 2026. Break down federal tax, state income tax, Social Security, and Medicare, then view weekly, biweekly, and monthly take-home pay.
Last updated: May 2026 · Data: U.S. Census, BLS, IRS, state and city sources
Columbia median household income: $60,000 · Avg 1BR rent: $1,000/mo
Missouri levies a state income tax (2% to 5%) that comes out of every Columbia paycheck on top of federal tax and FICA. Missouri has been reducing its top income tax rate, which fell to 4.8% for 2024. The state allows a deduction for federal income taxes paid, which effectively reduces the state tax burden.
| Gross Salary | Annual Take-Home | Monthly Take-Home | Effective Tax Rate |
|---|---|---|---|
| $40,000 | $33,088 | $2,757 | 17.3% |
| $60,000 | $48,198 | $4,017 | 19.7% |
| $80,000 | $61,656 | $5,138 | 22.9% |
| $120,000 | $87,843 | $7,320 | 26.8% |
| $160,000 | $113,263 | $9,439 | 29.2% |
Single filer, standard deduction, no pre-tax deductions. Estimates only.
Columbia sits midway between Kansas City and St. Louis and is anchored by the University of Missouri, with a stable economy built on higher education, healthcare and the university hospital system, insurance, and research.
| Local Metric | Columbia (2026 estimate) |
|---|---|
| Metro population | 130,000 |
| County / jurisdiction | Boone County |
| Cost of living index (US avg = 100) | 88 |
| Regional living wage, single adult | $19.00/hour |
| Regional living wage, one earner supporting a family of four | $38.50/hour |
| Applicable minimum wage | $12.30/hour |
| Average rent, 1-bedroom | $1,000/month |
| Average rent, 2-bedroom | $1,250/month |
| Median home price | $290,000 |
| Median household income | $60,000/year |
| Combined sales tax rate | 7.975% |
| Effective property tax rate | 0.9% of value/year |
Local figures are 2026 estimates compiled from U.S. Census and Zillow housing data, and city and county sources. Verify current figures before relying on them.
On a $60,000 salary (single, standard deduction) in Columbia, estimated take-home pay is roughly $48,198/year. With median household income near $60,000 and average 1-bedroom rent of $1,000/month, housing alone can take a large share of net pay.
Federal income tax and FICA (Social Security 6.2% up to $176,100, Medicare 1.45%) apply to every worker. Missouri state income tax (2% to 5%) also applies in Columbia.
Columbia does not impose a city income tax. Your paycheck reflects federal tax, Missouri state tax, and FICA.
For the 2025 tax year filed in 2026, the federal standard deduction is $15,000 (single) and $30,000 (married filing jointly). This calculator applies it before computing federal and state income tax.
Contribute more to a pre-tax 401(k) or 403(b), use an HSA or FSA, and claim eligible deductions. These reduce federal and Missouri state income tax, though most do not reduce Social Security or Medicare.