See your real net paycheck in Austin for 2026. Break down federal tax, Social Security, and Medicare, then view weekly, biweekly, and monthly take-home pay.
Last updated: May 2026 · Data: U.S. Census, BLS, IRS, state and city sources
Austin median household income: $91,000 · Avg 1BR rent: $1,500/mo
Texas has no state income tax, so the only taxes withheld from a Austin paycheck are federal income tax and FICA. Texas has no state income tax, a provision enshrined in the state constitution. The state generates revenue primarily through sales tax (6.25% + local), property taxes, and oil and gas production taxes.
| Gross Salary | Annual Take-Home | Monthly Take-Home | Effective Tax Rate |
|---|---|---|---|
| $40,000 | $34,178 | $2,848 | 14.6% |
| $60,000 | $50,248 | $4,187 | 16.3% |
| $80,000 | $64,666 | $5,389 | 19.2% |
| $91,000 | $72,404 | $6,034 | 20.4% |
| $120,000 | $92,773 | $7,731 | 22.7% |
| $160,000 | $120,113 | $10,009 | 24.9% |
Single filer, standard deduction, no pre-tax deductions. Estimates only.
Austin is the Texas state capital and a fast-growing technology center nicknamed Silicon Hills, home to Tesla, Oracle, and a wave of relocated tech firms, the University of Texas, and a live-music and startup culture that has driven housing costs sharply higher.
| Local Metric | Austin (2026 estimate) |
|---|---|
| Metro population | 975,000 |
| County / jurisdiction | Travis County |
| Cost of living index (US avg = 100) | 119 |
| Regional living wage, single adult | $21.70/hour |
| Regional living wage, one earner supporting a family of four | $43.10/hour |
| Applicable minimum wage | $7.25/hour |
| Average rent, 1-bedroom | $1,500/month |
| Average rent, 2-bedroom | $1,900/month |
| Median home price | $550,000 |
| Median household income | $91,000/year |
| Combined sales tax rate | 8.25% |
| Effective property tax rate | 1.8% of value/year |
Local figures are 2026 estimates compiled from U.S. Census and Zillow housing data, and city and county sources. Verify current figures before relying on them.
On a $91,000 salary (single, standard deduction) in Austin, estimated take-home pay is roughly $72,404/year. With median household income near $91,000 and average 1-bedroom rent of $1,500/month, housing alone can take a large share of net pay.
Federal income tax and FICA (Social Security 6.2% up to $176,100, Medicare 1.45%) apply to every worker. There is no state or local income tax in Austin, so workers keep more of each paycheck.
Austin does not impose a city income tax. Your paycheck reflects only federal tax and FICA.
For the 2025 tax year filed in 2026, the federal standard deduction is $15,000 (single) and $30,000 (married filing jointly). This calculator applies it before computing federal income tax.
Contribute more to a pre-tax 401(k) or 403(b), use an HSA or FSA, and claim eligible deductions. These reduce federal income tax, though most do not reduce Social Security or Medicare.